Understanding the 1,288 SDR Compensation Cap Under the Montreal Convention

PeakWanderer Editorial · Updated 2026

The Montreal Convention establishes a compensation framework for international air travel, capping liability at 1,288 Special Drawing Rights (SDR) per passenger—equivalent to approximately $1,800 USD or €1,680 EUR. This limit can significantly affect travelers seeking compensation for flight delays, cancellations, or lost luggage. In this article, we will explore the implications of the SDR cap and how airlines may use it to their advantage.

What Does the 1,288 SDR Limit Mean for Travelers?

The Montreal Convention, also known as the Convention for the Unification of Certain Rules for International Carriage by Air, limits compensation for lost or damaged luggage, flight delays, and cancellations to 1,288 SDR. As of October 2023, this amount translates to around £1,520 GBP, €1,680 EUR, or $1,800 USD. Airlines such as British Airways and Air France are bound by this regulation, which applies to international flights between member countries. Travelers must file claims within 21 days for luggage issues and up to two years for flight delays or cancellations. The SDR cap effectively means that, in many cases, the compensation offered will fall short of covering actual losses.

SituationDeadlineMax ClaimAction Required
Flight Delay2 years1,288 SDR (£1,520)File claim with airline
Flight Cancellation2 years1,288 SDR (£1,520)File claim with airline
Lost Luggage21 days1,288 SDR (£1,520)Report to airline immediately
Damaged Luggage7 days1,288 SDR (£1,520)Report to airline immediately
Denied Boarding2 years1,288 SDR (£1,520)File claim with airline

How to Navigate the Compensation Process

1. **Identify Your Claim**: Determine whether your issue involves a delay, cancellation, or baggage problem. 2. **Gather Documentation**: Collect all relevant documents, including your ticket, boarding pass, and any communication with the airline. 3. **Contact the Airline**: Reach out to the airline's customer service department to file your claim. 4. **Complete Required Forms**: Fill out any necessary claim forms provided by the airline. 5. **Submit Your Claim**: Send your claim via email or through the airline's online portal, ensuring you keep a copy for your records. 6. **Follow Up**: If you do not receive a response within a reasonable timeframe, follow up with the airline to check the status of your claim. 7. **Consider Legal Action**: If your claim is denied or inadequately addressed, consider escalating the matter through legal channels.

Understanding Your Legal Rights and Escalation Options

If your claim is not resolved satisfactorily through the airline, you have several options for escalation. You can seek assistance from an Alternative Dispute Resolution (ADR) service, which many airlines are required to participate in under EU261 and UK261 regulations. If this does not yield results, you can escalate your case to the relevant ombudsman in your country or consider initiating a small claims court action (MCOL) if you're in the UK. When drafting your complaint, be clear and specific, using wording such as "I am seeking compensation under the Montreal Convention for my delayed flight." This clarity can help strengthen your case and improve your chances of a favorable outcome.

Documentation and Evidence for this Specific Topic

When preparing to file a claim under the Montreal Convention's 1288 SDR limit, ensure you photograph and keep all relevant documentation. This includes boarding passes, baggage claim tickets, and receipts for any incurred expenses. Airlines may accept digital submissions, but some prefer physical copies. Check your airline’s specific policies on documentation acceptance, as variations exist.

Money: Interim Expenses, What You Can Claim, Depreciation Rules

Under the Montreal Convention, reasonable interim expenses such as accommodation, meals, and transport can be claimed. Keep detailed receipts for all costs incurred due to delays or lost luggage. Depreciation rules may apply to high-value items, which airlines often refuse to fully reimburse. Always verify your airline’s claims process to avoid pitfalls.

Specific Mistake or Special Circumstance for this Topic

A common mistake that can jeopardize claims is failing to report lost luggage promptly. Airlines typically require notification within a specific timeframe to process claims successfully. Additionally, unique circumstances, such as traveling with valuable items without proper documentation, can lead to rejected claims.

Insider Tip: For claims, use form ATC-5 for baggage issues. File within seven days for lost luggage to avoid denial.

[Q — documentation: exactly what evidence to gather and keep]

When dealing with lost luggage claims under the Montreal Convention, the documentation you gather is crucial. Start with photos of your luggage, especially if it has unique features or damages. Keep all receipts related to your luggage purchase, as these can substantiate your claim. Serial numbers of your luggage help verify ownership and value. Email timestamps from communications with the airline and baggage tags provided at check-in are essential to establish timelines. Each piece of evidence can significantly influence the success of your claim, so ensure you keep everything organized and accessible.

[Q — money: interim expenses and depreciation rules]

Airlines are required to reimburse passengers for interim expenses incurred due to lost luggage, but only for reasonable costs such as clothing and toiletries. The Montreal Convention allows for claims up to a limit, so always retain receipts. Depreciation is another consideration; airlines may calculate the value of your lost items based on their depreciated worth rather than the original purchase price. To counter this, keep documentation proving the original cost and the condition of the items before they were lost. Be prepared to argue your case if the airline attempts to undercut your claim.

[Q — biggest mistakes that kill lost luggage claims]

Common pitfalls can derail your lost luggage claim. One major mistake is submitting the wrong form; always use the designated "Property Irregularity Report" (PIR) form provided by the airline. Missing deadlines is another critical error; you typically have 21 days from the date of the baggage’s arrival to file a claim. Furthermore, failing to escalate your claim appropriately can lead to rejection. If you receive a denial, do not hesitate to escalate to a higher authority within the airline. Knowing the proper escalation path can make all the difference in obtaining a resolution.

Insider Tip: Always file your claim as soon as possible using the "Property Irregularity Report" (PIR) and make sure to keep a copy for your records. This form is often overlooked, but it is your first formal step in documenting the loss.

[PAA Q about timeline or amount — include a number]

You may be reimbursed for interim expenses up to 1,131 Special Drawing Rights (SDR), which is approximately $1,600 USD, depending on the current exchange rate. Ensure your expenses are justified and documented.

[PAA Q practical angle]

To expedite your claim, report lost luggage immediately at the airline's customer service desk upon arrival. This initiates the process and helps ensure that your claim is logged accurately.

[PAA Q legal or rights angle]

Under Article 22 of the Montreal Convention, passengers are entitled to compensation for lost or damaged luggage up to 1,288 SDR, which translates to roughly $1,800 USD. Familiarize yourself with these regulations to strengthen your case.

What is the SDR limit for baggage claims?

The SDR limit for baggage claims under the Montreal Convention is approximately 1,600 SDRs, which is around $2,200 USD based on current exchange rates.

Can I claim expenses for delayed baggage?

Yes, you can claim reasonable expenses for delayed baggage, including necessary clothing and toiletries, but keep all receipts for reimbursement.

What happens if my claim exceeds the SDR limit?

If your claim exceeds the SDR limit, you may not receive full compensation, as airlines are only liable up to the SDR cap stipulated in the Montreal Convention.